The Crown Team
Will: Work at no cost to you Provide detailed listing
information not available to
the general public. Negotiate the deal to save
you money. Guide you through the
avalanche of paperwork. Commit our time and energy
to finding you the right home. | Your decision to buy a home is both a sound financial decision and a commendable achievement.
|
We specialize in helping buyers with single family homes, lots, land, multi-family and other property, including new construction, for sale throughout the High Desert areas. We specialize in selling homes in the cities of Apple Valley, Adelanto, Victorville, Hesperia, Lucerne Valley and the neighborhoods of Oak Hills, The Mesa, Spring Valley Lake, Desert Knolls, Eagle Ranch, Brentwood, Sycamore Rocks and Jess Ranch.
Buying your first High Desert home can be scary, but if you follow these tips, you will do just fine!
Look at as many local homes, in your preferred area, as possible to get a better feel for ones available in your price range. Keep track of what you like and dislike about each High Desert home that you visit.
Also consider the market value of the home, any special circumstances surrounding the sale of the home, how much you can afford to pay for the home, and the condition of the home when determining whether the home is right for you.
When you find a home in your price range and you want to buy it, visit the neighborhood at various times to get a more complete understanding of its activity. Talk with your prospective neighbors about what it's like to live in the area. Take a day and commute to your job from the area. And look at the home more critically -- you may discover flaws you hadn't noticed during your first visit.
Another aspect to consider is the financing you will use to purchase the home. For example, the seller may help pay closing costs such as transfer taxes or points on a mortgage. If this is the case, you may be more willing to accept the seller's asking price. Your Realtor can offer some assistance regarding how much you should offer, but the final decision is yours.
You probably started the home buying process in one of two ways: you saw a home you were interested in buying or you consulted a lender to figure out how much money you could borrow before you found the right home (sometimes called pre-qualifying). The next step is to sign an agreement of sale with the seller, followed by applying for a loan to purchase your new home. The final step is called closing, where the legal title to the home is transferred to you.
At each of these steps you often have the opportunity to negotiate the terms, conditions and costs to your advantage. These pages will highlight such opportunities. You will also need to shop carefully to get the best value for your money. There is no standard home buying process used in all localities. Your actual experience may vary from those described here. These pages takes you through the general steps to buying a home, to eliminate, as much as possible, the mysteries of the closing process.
Buying and Financing A Home your Realtor: frequently, the first person you consult about buying a home should be an experienced High Desert Realtor. The most common practice is for the seller to hire the broker to find someone who will be willing to buy the home on terms and conditions that are acceptable to the seller. Therefore, the broker you are dealing with may also represent the seller. However, you can hire your own broker, known as a buyer’s real estate broker, to represent your interests. In California, real estate agents and brokers are allowed to represent both buyer and seller.
In California the licensing laws require that the real estate broker treat you fairly. If you have any questions concerning the behavior of an real estate agent or broker, you should contact your Department of Real Estate Commission Department.
Sometimes, your real estate broker will offer to help you obtain a loan. He or she may also recommend that you deal with a particular lender, title company, or escrow company. You are not required to follow the broker’s recommendation. You should compare the costs and services offered by other providers with those recommended by the broker.
Please note, in many areas of the country attorneys are not normally involved in the home sale. For example, escrow real estate agents or escrow companies in western states handle the paperwork to transfer title without any attorney involvement.
- We will lead you through every step of the exciting home buying process.
- We will help you define your "wish list" of features you want in your home, your neighborhood and your school district.
- We will walk you through the mind-boggling financial details associated with buying a home, including understanding the various mortgages and home buying programs available to you.
- We will monitor all new listings and alert you to new houses as soon as they are put on the market.
- We will eliminate the stress involved with buying a home by putting our decades of real estate experience to work for you.
Finding the perfect home is our business. Contact us today!
